Bad credit holding you back? We investigate and challenge incorrectly listed defaults, judgments and clear-outs, so you can move forward with finance. No upfront fees. No win, no pay.
We provide a rapid, legal solution to investigating and challenging the negative listings on your credit report, with no upfront fees. You only pay on a successful outcome.
A default has to be listed correctly, the right notice, amount and timeframe. Where it hasn't been, it may be able to be challenged, even where the debt was genuine.
Court judgments and black marks can severely affect finance. We investigate whether the listing has been recorded accurately and fairly.
We assess clear-outs and repayment history issues, and explain honestly whether the matter falls into a category we can act on.
A black mark can cost you tens, even hundreds of thousands, in extra interest over the life of a loan. Here is the difference between good and bad credit.
| Loan type | Amount | Interest, good credit | Interest, bad credit | Extra you pay |
|---|---|---|---|---|
| Home loan | $300,000 | $421,939 | $849,169 | $427,230 |
| Car loan | $20,000 | $3,435 | $34,757 | $31,322 |
| Personal | $20,000 | $4,732 | $55,663 | $50,931 |
| Business | $90,000 | $7,274 | $138,846 | $131,572 |
Unlike some of our competitors, we won't just send you a book to do the work yourself. We do the work for you, start to finish.
We commend you on taking the first step. We review your situation and set realistic expectations, at no cost.
Armed with your information, we investigate whether each listing has been reported accurately and fairly.
Our Corporate Communications Manager welcomes you as a client and answers any questions you have.
The big day. We find out if the credit reporting bodies have amended your file based on our investigation.
Recognised by the MFAA, the FBAA and the Australian Mortgage Awards, and rated 4.9 from 394 reviews.
Short videos to help you understand your credit file before your next finance step. Straight from the Clear Credit Solutions YouTube channel.
▶The changes worth reviewing in your recent activity.
▶When a default can be assessed for correction.
▶A clear starting point, without false promises.
▶The credit-file traps that stall an application.
"Daniel is an absolute superstar! He successfully removed a default and now I can get a home loan. Couldn't recommend enough. Thanks everyone at Clear Credit Solutions."
"Great service and dealt with my issue within 30 days."
"We referred a client to Clear Credit Solutions after a Mercedes car loan default and a Westpac credit card default were affecting his ability to move forward."
Quick and simple, get an instant response. A free, no-obligation assessment and an honest answer either way.
Real stories, real results.
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